Pikes Peak Regional Building Department

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Insurance Requirements for Contractors


Insured – The name of the insured must match the name of the company on your application/license EXACTLY.

Certificate Holder – must be Pikes Peak Regional Building Department, 2880 International Circle, Colorado Springs, CO 80910

Policy Number – A policy number must be on the certificate. A certificate that indicates the policy is pending or temporary or a binder will result in the insurance obligation expiring again in 30 days. Once a policy number has been assigned, a new insurance certificate must be provided.

10-day Cancellation/Reduction Clause – There must be an endorsement on the insurance certificatethat states that notification will be provided if the policy is reduced or cancelled within 10 days.


LICENSE CATEGORY GENERAL LIABILITY C.S.L COVERAGE XCU REQUIRED
Building Contractor A $500,000 No*
Building Contractor B or C $300,000 No*
Building Contractor D
  1. Single Trade
$300,000 No
  1. Wrecking Contractor
$750,000 Yes
  1. Moving Contractor
$500,000 No
  1. Sign Contractor
$300,000 No
Building Contractor E or F $300,000 No
Fire Supression Contractor $300,000 No
Electrical, Fire, Mechanical, Plumbing and Water Connected Appliance Contractors $300,000 No

  • To pull re-roofing permits, it must be specified in the description of operations that re-roofing is either included or not excluded in general liability coverage
  • To pull wrecking permits, it must be specified in the description of operations that XCU = Explosion, Collapse & Underground *XCU Coverage is either included or not excluded in general liability coverage
  • Fire Alarm Contractors and Fire Suppression Contractors must have fire alarm and/ or fire suppression specified in the description of operations to be either included or not excluded in general liability coverage

Workers’ Compensation – A current certificate of Workers’ Compensation in compliance is required if the contractor has any employees. If the business has no employees, a Rejection of Coverage in compliance with the Colorado Department of Labor and Employment Division of Workers’ Compensation is required. If you have questions regarding filing or approval, of Rejection of Workers’ Compensation Coverage contact the Colorado Department of Labor and Employment Division of Workers’ Compensation at 303-318-8700 or visit their website for more information https://www.colorado.gov/pacific/cdle/forms-3 .


Certificates of Insurance and Rejection of Workers’ Compensation Coverage forms may be emailed to Licensing@pprbd.org, faxed to 719-327-2951, or a hard copy may be mailed or provided in person.

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